Look I’m tired of giving advice! If you not going to use it why the heck are you coming back again and again asking the same damn questions over and over again? My answer isn’t going to change and apparently you going to keep doing the same shit you did last time.
This is pretty much the conversation I had with a friend over the weekend. She is always asking about how to do this and that when it comes to money. But usually she listens to me and decides that whatever answer I give her is not the route she wants to take.
Are People Just That F’ing Stupid?
If you see someone doing things that you want to be doing or are making the moves that you want to make in life why would you not listen? Is it that you think they are going to help you with doing the work? You want a hand out? Or are you just that stupid and think you can do it better then them by doing it your way?
Look I value my time and once I spend 1-2 hours talking to you about your bullshit I can’t get that time back. I have a life to you know and why you asking me shit if you not going to follow through. There are no shortcuts or easy ways to get ahead.
Hard work, time, patience, persistence and a little bit of luck is what it takes. Not asking me hoping I am going to give you that magic bullet or secret weapon. Nope I don’t have it. If I did I would be selling it and not giving it away for free.
You Don’t Really Want to Save Do You?
Its always about money and how you don’t have any but you never talk about the things you waste money on. How is it that you go out and buy $300 purses but you don’t have money to put in your 401k?
Whats with that nice car that looks better than the people who I know make 3 times the amount you do? How can you afford to spend that much getting your hair and nails done every damn week?
Oh my bad you don’t have any money for that. And you don’t have money that you can put up and save for a rainy day. It’s not your fault you have a $600 car payment cause shit you gotta get to work.
And its surely not your fault that you spend $10k to go on a trip to Europe and then you got laid off. Those sorry son’s of bitches should have told you they were going to lay you off before they let you go on that trip.
Maybe Making More Would Solve the Problem
Nope that can’t be it! I watch you go from making $9.00 per hour to now hitting $85k per year plus bonus and you still living the same way as you did when you were in college.
Sad really! You increased your lifestyle faster than you increase the money you made. Actually you were spending if before you were making it. How could that be? Oh I remember those monthly payments.
As long as you could afford it monthly things were cool and hell you always got those 2 extra paychecks since you get paid bi-weekly and let’s not forget income tax and sometimes bonuses.
When you were making $30,000 per year you were spending like you were making 60+ and now you make more you just spend more. Get you shit together will you!!!
Truth Hurts – But I’m Your Friend
Look I love you and want to see you happy but until you change shit the same shit is going to keep happening. The world isn’t out for or against you and you don’t have a hex on you. You just need to change your approach and cut those things that are holding you back.
Yeah I know what do I know right? You just keep coming to me asking and I keep say the same things over and over. But I’m a true friend, I don’t tell you want you want to hear I tell you the truth and what you need to hear but that’s not good enough.
Maybe you want to hear, the world is fucked up and the only people who win are spoiled little brats that get everything from their parents. Maybe I should tell you that you deserve better and that you should live for today and why care about tomorrow?
Maybe I should tell you to spend your money and enjoy life cause hell you are not promised to see another day. Then and maybe just then you will listen to the stuff I have to say. Maybe then you will think I have your best interests at heart.
In the End Do What Works for You
What to know what I learn about life and people when it comes to money and finances? A lot of people don’t what to hear the truth. They don’t really want to save! The want more money like that’s what the problem really is.
No that’s not really the problem. The problem IS what you are doing with the money you have. Look I have said it many times if you are bad when you are making $40k per year there is a good chance you are going to be bad with money when you are making $100k per year.
Your habits didn’t change your stupid ass just got more money to waste and trust me you are going to waste it. You deserve that new 750li BMW and that two-story 3,000 square foot home.
So you know what – DO YOU!!! Do what works for you just don’t waste my time discussing it because I got better shit to do then trying to talk sense into someone who already has their mind made up.
If you not going to change your ways stop expecting the results to change. Stop complaining about the world and take a long hard look at self.
What’s the Problem with People?
Do you have people you know, who seem to ask you the same questions time and time again when it comes to money? Are they always blaming the world for their problems? How do you handle them? Have you cut ties with them yet? How long do you stick around? I’m I wrong for just telling people I don’t have time listening to the same B.S?